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Free Kasasa Cash Checking:

*APY=Annual Percentage Yield. APYs accurate as of 2/22/2023. Rates may change after an account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during the qualification cycle will be reimbursed and credited to the account on the last day of the monthly statement cycle; (2) balances up to $15,000 receive APY of 6.00%; and (3) balances over $15,000 earn 0.75% interest rate on the portion of the balance over $15,000, resulting in a range of 6.00% to 1.43% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle in a Kasasa Cash account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to the account. ATM-processed transactions do not count toward qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within a monthly qualification cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Limit one account per SSN.

Free Kasasa Cash Back Checking:

^When monthly qualifications are met, you receive *3% cash back on debit card purchases that post and settle to the account during monthly qualification cycle and up to total cash back of $7.50 per monthly qualification cycle. Qualifying transactions must post to and settle to the account during a monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within a monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN.